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We all know what is bank fixed deposit. In this article I will present an introduction to FMP or Fixed Income Plan, comparison between FMP and Bank Fixed Deposit and when an investor should invest in FMP. What is FMP or Fixed Income Plans ? FMPs are closed ended mutual fund scheme with a maturity [...]
Information conveyed in this article is of general nature and not to be construed as investment advice. Readers need to consult their own advisors for investment advice. I plan to write two or three more articles on this important subject. In the past century US markets have lost around 40%, seven times, causing devastation, heart [...]
If you are unwilling to take much of a risk, you are likely to stick with investing in fixed funds which won’t leave you in a position where you are likely to lose everything, but they are also unlikely to put you in a position where your savings will multiply low risk often equals low [...]
By now most of us have some experience with mutual funds. We have them in our 401(k) accounts or our IRAs. Often we have a limited set to choose from on our company’s investment plan. Nevertheless most of us have at least seen one. Mutual funds are collectives of investor money that are managed and [...]
Mutual funds are designed for average investors who wants to invest but do not want to select and manage investments like stocks and bonds on their own. In other words, they are the investment of choice for most people. When you invest in them, professional money managers deal with all the details. You select the [...]
Asset allocation funds can be a great way to approach investing because they allow you to benefit from the movements of stocks, while at the same time avoid the volatility they come with. They do this by investing in other asset classes such as bonds as well as stocks. Some of the major benefits are. [...]