We’ve all been taunted at the cash register after racking up an unexpectedly large bill, and then a cheery store clerk chirps, “If you apply for a (store XX) credit card, you’ll receive a 15% discount on all your purchases today!”. The temptation to lessen the blow of the spending spree is extremely tantalizing – [...]
Here is an overview of the new legislation proposed by Congress to reform the way credit card companies do business. We will be updating this information as the bill evolves during the legislative process. This legislation is meant to supplement the credit card reform bill passed last year. The provisions of the previous bill will [...]
Planning a trip this summer? Whether your travel will be domestic or abroad, an important part of your vacation planning process should include consideration of how you will handle money and expenditures on your trip. In most cases, a credit card is the best bet when you travel, especially in a foreign country. But there [...]
Many credit card companies are considering the use of radio-frequency identification (RFID) chips in their credit cards instead of magnetic stripes. Why RFID technology? The advantage is quicker, more efficient transactions, especially those carried out at traditionally “cash only” retail outlets, such as fast-food or convenience store purchases. Major credit card moguls MasterCard, Visa and [...]
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Markets may have rebounded in 2009, but individual investors are still edgy and shell-shocked.
Even as the broad Standard & Poor’s 500-stock index remained up 56% since March, the U.S. unemployment rate crept above 10%, according to a Labor Dept. report released Nov. 6. “I don’t think many people are feeling very relieved,” says [...]
It goes without saying that, the purpose for investing is to get returns from the money that one puts into a mutual funds pool. For that reason therefore, every investor is out looking for what he may term as, a smart investment. While the word smart is an acronym for some valuable characteristics, not many [...]
While you become the shareholder of a company by either buying a bond, common stock or preferred stock, you should be informed of the rights in order to be less susceptible to risks of losing money during difficult market times.
Right to Vote: Stockholders have to right vote for the leadership team of the company and [...]
A collection account can stay up to 7 years for the last date of activity on your credit reports. The last date of activity is usually the date of the missed payment that sent the account into collections. The date of last activity will update if any mutual activity occurs on the account such as [...]
